In Vietnam, Bloom Microventures combines tourism with microfinance in an extremely innovative manner: Bloom’s unique model of cross-subsidising microfinance operations with income generated through tourism enables the organisation to have a far greater social impact. By meeting the borrowers on a tour, we see clearly just how very successful Bloom’s program has been in lifting some of the poorest women in Vietnam out of poverty.

“Load up quick, bad weather, come very quick!” These are the last words you ever want to hear when you are a passenger in a tiny 20-seater plane flying into the rainforest. As the engines whirred into life, I wondered for a split second whether or not I’d bought enough supplies to last a trek to the nearest village should the plane crash. Risky or not, the flight into the interior of Sarawak only served to highlight the nature of the trip that was to come – remote and, at this point, reckless.

No fewer than 1.6 billion people — nearly a quarter of the world’s population — depend on forests for their livelihoods. Forests are also critical to maintaining biodiversity, mitigating climate change and enabling key ecosystem functions that regulate the biosphere. And yet about 45 per cent of the world’s forests have already been cleared. Here are some hard numbers to ponder that tell us how and why we should stop.

Mole National Park, Ghana’s largest protected ecosystem, is surrounded by nearly 30 indigenous rural communities that rely on the land for their livelihood. Addressing these fringe communities’ livelihood concerns is an important part of the work done in the area by one tour company, M&J Travel and Tours, committed to ecotourism in Ghana. It currently works with more than 350 women to support the local shea-butter production efforts for commercial trade.

Set against the jaw-droppingly gorgeous backdrop of the snow-covered Himalayas and surrounded by the phenomenal forests and streams of rural Darjeeling, India, the little village of Mineral Spring is a community knit together by strong cultural values that have made it a model of sustainable growth. Now, homestays with locals have been set up, satisfying the desires of both mindful travellers and responsible hosts.

As a Hanoi resident, I have taken many a tour with visiting friends. Accordingly, I have experienced my share of horrible tours. I’ve also seen the detrimental effects of tourism done wrong – whereby the big guys get richer and little money trickles down to the local suppliers (leaving disgruntled staff members and unhappy travellers). Over the years though, a few responsible tour operators have made a sincere effort to offer better travel alternatives, so when we noticed a humble poster that advertised a microfinance tour in Vietnam, we were definitely curious. What is a microfinance tour?